Consumer Portfolio Services , or CPS is a financial services company focused on lending to subprime and deep subprime auto borrowers. Founded in 1991 with the goal of providing consumer-friendly automobile financing, CPS has since grown to become a leader in the industry.
A Leader in Auto Loan Servicing
CPS has established itself as a leader in loan servicing for auto loans, and provides a variety of services for its customers including vehicle finance options, loan origination, loan underwriting, and loan servicing. The company has also become well-known for its commitment to customer service, offering helpful and knowledgeable customer service representatives to assist customers when needed.
Helping Consumers Get the Cars They Need
CPS makes the process of obtaining an auto loan easier than ever by providing credit approval before customers even have to shop for a car or negotiate a price. This helps to ensure that consumers can focus on finding the best car at the best price, without having to worry about whether they will be approved for financing. In addition, CPS offers competitive rates and flexible terms that can work with almost any budget.
The company also offers optional add-ons such as extended warranties, gap coverage, and payment protection insurance to help protect customers from unexpected events. These additional services further help to protect customers and ensure that they get the most out of their car buying experience.
Making the Process Simple
At CPS, the customer is always the priority. The company strives to make the process of obtaining an auto loan stress-free and simple. Customers can apply and receive an answer almost instantly, and once approved, can easily find and buy their dream car. Customers are not required to pay a down payment, but there may be certain requirements depending on the customer’s situation.
In addition, customers have access to helpful resources such as loan calculators and educational materials to help them understand the process and make informed decisions. Customers can also contact CPS via phone, email, live chat, or even social media to get answers to their questions.
An Innovative Company
CPS is committed to using innovative technology to deliver exceptional customer service. The company has developed a number of advanced tools and technology that make it easy for customers to manage their accounts, and get help if needed. From real-time account monitoring to automated payments, CPS gives customers the tools they need to make sure their loans stay on track.
CPS also works closely with a network of dealers across the country to provide customers with a wide range of financing options. The company’s dealer network is constantly growing, and new partnerships are added all the time. With its commitment to innovation and customer service, CPS is setting the standard for how auto loans should be done.
Consumer Portfolio Services (CPS) is one of the leading financial services companies in the United States. It provides high-quality consumer portfolio financing and securitization programs that meet the needs of its customers. CPS is in the business of providing innovative and creative financial solutions that are aimed at supplying its clients with the required capital. The company specializes in providing portfolio financing and securitization programs for consumer, automotive, and residential portfolios. Its portfolio services are designed to satisfy the needs of various customers in a variety of industries. CPS has a team of experts who are well experienced in providing tailored solutions that meet the individual and business requirements of its clients.
